Announcement – Coming in April 2024
Financial Wellness Workshops and Vanguard One-on-Ones
Join us for three days of free Getty-sponsored virtual workshops led by My Secure Advantage (MSA) and Vanguard. You may register for the sessions at any time right up until the sessions begin. Click here for webinar topics and descriptions, as well as links to register.
Also, in April, meet one-on-one with a Vanguard representative to discuss your savings and investments in Getty’s 403(b) Plan and any related financial questions. Click here for more information and a link to register.
My Secure Advantage (MSA)
Personalized Financial Coaching from My Secure Advantage (MSA)
My Secure Advantage (MSA) is a Getty-paid benefit that provides personalized financial support through a range of online resources and access to a Money Coach. With MSA, you can be confident about your finances in every stage of life — be it managing student loans, buying a home, growing a family, paying down debt, or planning your retirement.
Get started now. Visit MSA or call 888-724-2326. Your coach is available Monday through Friday, 6 a.m. – 8 p.m. Pacific time. MSA is available to full-time and part-time Getty employees.
2024 Webinar Schedule and Registration Links.
Assessment and action plan
Complete a financial assessment, receive an action plan based on your results, and track your financial wellbeing score over time to see your progress.
Personal money coach
Finally, a mentor for your finances! Coaches don’t sell products or services. Their mission is to help you create, manage and achieve your financial goals.
Private financial website
Year-round access to online video courses, articles, calculators and worksheets on your secure website. Schedule appointments, share files with your coach and more!
MSA Wallet
Budgeting software to monitor your cash flow in one place with 24/7 visibility and bank-level security. Co-browse with your coach and create savings goals.
Credit Score and report
Work with a coach to access ID monitoring and credit benefits year-round. Get your TransUnion credit score (updated every 30 days) and credit report (updated annually).
Life events
Enjoy on-site classes, monthly webinars and live forums covering virtually all areas of finance and related life events.
Dealing with Inflation & Market Volatility
From My Secure Advantage (MSA):
Periods of inflation and stock market volatility can be stressful. MSA offers tools to help.
- This flyer on inflation outlines some adjustments you may want to consider to help reduce stress during times of high inflation.
- This information about market volatility highlights practical investment considerations and steps to think about in times of turbulent markets.
- You can also view a recording of a special webinar, "Adjusting Your Finances During Periods of Inflation & Market Volatility".
From Vanguard:
View a special, on-demand webinar: "Vanguard - Principles of Investing in Volatile Markets."
University Credit Union
Employees of the Getty can join the University Credit Union (UCU). You may authorize payroll deductions to the UCU for savings and/or loan payments. Direct deposit of your paycheck is also available. For information about the UCU, please visit the UCU website or call 424-320-4700.
Health Advocate
Access free financial guidance through Health Advocate
The key to financial wellness is taking small steps that are right for your personal situation. With Health Advocate, you have experts to guide you and access to free resources that are easy to take advantage of. Go to Health Advocate or call 866-799-2728.
Here are some of the many resources available to you
- Talk with a financial consultant. Get a free 30-minute consultation (per issue, per year). Topics include budgeting for everyday expenses, learning how to invest, managing legal issues and identity theft, and more. Call 866-799-2728.
- Financial fitness center with more than 200 step-by-step online tutorials. Take a free online checkup and get recommendations for easy actions you can take today to improve your financial situation. Topics include money basics, saving, investing, paying student loans, planning retirement, buying a home, and more. Get started online now: from Health Advocate, under Finance (in the top navigation bar), click “Financial Fitness Center.”
- Financial wellness guide with tips on how to make and manage a budget, save for specific financial goals, teach teens about money, manage debt and credit, and more.
- Articles on debt elimination, credit consolidation, identity theft, investing, and more.
- Calculators for car loans, credit payoff, mortgages, taxes, and retirement.
- Webinars on estate planning, managing life transitions, and paying for college.
- Downloadable forms for taxes, wills, and budgeting.
Stay on track for retirement and get support with everyday financial questions with Vanguard
Vanguard offers one-on-one advice as well as online lessons and tools to help you take control of your financial health. Go to Vanguard’s website to get started.
Under age 55
Vanguard Financial Planning Services.
Get your questions answered by a financial advisor. The cost varies depending on how much you have invested with Vanguard. To get started, call 800-310-8952. You must be logged into your Vanguard account when you call.
Age 55 and Older — Free Services
It’s a free, one-time service for plan members over age 55. Your financial advisor can help answer your questions about choosing investments, estate planning, and transitioning into retirement. To get started, call 800-310-8952. You must be logged into your Vanguard account when you call.
Resources for everyone (including some free tools)
To access the following programs and resources, go to Vanguard or call 800-523-1188 Monday through Friday from 5:30 a.m. to 6 p.m. Pacific.
- Free Vanguard Personal Online Advisor. Powered by Financial Engines, this service offers independent, online investment advice. The program forecasts your chances of reaching your retirement goals, provides fund recommendations, and helps you monitor your investments.
- Online education. These free lessons help you take steps to manage your money and meet your savings goals. Topics include how much to save; how to manage debt; how to make sure you have enough retirement income; investing basics; and more.
- Consider the Vanguard Managed Account Program. Powered by Financial Engines, this service will select your funds, invest your money, and periodically change your asset mix to suit your goals. The program can also consider money you’ve saved outside of Vanguard when developing your personal investment strategy. The annual fee for the program is based on a percentage of your assets, depending on your balance ($60 minimum annual fee).
- Quarterly webinars help you to stay in-the-know. Check out the upcoming topics and register online.
- With Roth contributions you pay taxes now, and your money grows tax-free into retirement!
- Get help selecting your investments with the online investor questionnaire. You can consider your savings goals and get advice on your mix of stocks and bonds.
- Pre-retiree toolkit. Access the income calculator and modeler tool, and check out helpful articles to help you prepare for retirement.
- Make sure your beneficiaries are current. The person you name as your beneficiary will inherit the money you’ve saved in your account.
Make every dollar count. Save on expenses at work (and for fun!) with Employee Discounts
The Getty helps you save with these employee discounts.
For details and discount instructions, check out the employee discounts page.
- Free employee parking
- Friends & family parking coupons
- Café discount
- The Getty Store discount
- Working Advantage (movie tickets, theme parks, shopping, and attractions)
- Aquarium of the Pacific
- Computer Purchase Program (Apple and Dell)
- Verizon Wireless Program
Jump start your savings with the University Credit Union (UCU)
You won’t miss money you don’t see! When you authorize payroll deductions to the UCU for savings and/or loan payments, it makes it easier to take small steps toward your goal. So set it, forget it, and let your savings grow. Visit the UCU website or call 424-320-4700.
You’re moving up … leave your student loans behind
As an employee of the Getty, a not-for-profit organization that is tax-exempt under Section 501 (c)(3) of the Internal Revenue Code, you may be entitled to receive student loan forgiveness under the Public Service Loan Forgiveness program. If you choose to apply, Cathy Pericone in Human Resources can sign the Employment Certification form.
Don’t let legal matters keep you from living life to its fullest
The pre-paid legal plan, provided by Hyatt Legal, can give you peace of mind and help you save time and money when taking care of your and your family’s legal matters. Services include will preparation, estate planning, and family law. For more information, visit the Hyatt Legal Plans website or call 800-821-6400. You can enroll during Open Enrollment, or as a new hire.
When your life changes, it can impact your finances, too
Check out the Life Events page to see what you need to do. For example, if you have a new baby (whether it’s the birth of a child, or through adoption), you’ll need to enroll the child in your Getty benefits within 31 days. You may also want to enroll in a Dependent Care FSA to use tax-advantaged dollars to pay for child care expenses.
Plan for your family’s financial security with Life & Accident Insurance
Through the Getty you have company-paid life and accident insurance coverage, and you also have the option to purchase additional coverage for yourself and your family.
Have you named a beneficiary? Remember, you must designate a beneficiary to receive the benefit paid by a life insurance policy. It’s important to keep your beneficiary information up to date, especially if you’ve recently experienced any life changes. Go to Employee Self Service (ESS) to update or change a beneficiary.