Financial wellness

fi·nan·cial well·ness [fi-nan-shuh l] [wel-nis]


1. an individual’s ability to make confident, well-informed money-related decisions resulting in financial security for both the short and long term.

2. represents an important pillar of personal well-being

However you define financial wellness, the Getty wants to help. These pages provide valuable information for you to access variety of resources.


Access free financial guidance through Health Advocate

The key to financial wellness is taking small steps that are right for your personal situation. With Health Advocate, you have experts to guide you and access to free resources that are easy to take advantage of. Go to or call 866-799-2728.

iconHere are some of the many resources available to you
  • Talk with a financial consultant. Get a free 30-minute consultation (per issue, per year). Topics include budgeting for everyday expenses, learning how to invest, managing legal issues and identity theft, and more. Call 866-799-2728.
  • Financial fitness center with more than 200 step-by-step online tutorials. Take a free online checkup and get recommendations for easy actions you can take today to improve your financial situation. Topics include money basics, saving, investing, paying student loans, planning retirement, buying a home, and more. Get started online now: from Health Advocate, under Finance (in the top navigation bar), click “Financial Fitness Center.”
  • Financial wellness guide with tips on how to make and manage a budget, save for specific financial goals, teach teens about money, manage debt and credit, and more.
  • Articles on debt elimination, credit consolidation, identity theft, investing, and more.
  • Calculators for car loans, credit payoff, mortgages, taxes, and retirement.
  • Webinars on estate planning, managing life transitions, and paying for college.
  • Downloadable forms for taxes, wills, and budgeting.

Stay on track for retirement and get support with everyday financial questions with Vanguard

Vanguard offers one-on-one advice as well as online lessons and tools to help you take control of your financial health. Go to Vanguard’s website to get started.


Under age 55

Vanguard Financial Planning Services.

Get your questions answered by a financial advisor. The cost varies depending on how much you have invested with Vanguard. To get started, call 800-310-8952. You must be logged into your account when you call.


Age 55 and Older – Free Services

Speak with a Vanguard financial advisor.

It’s a free, one-time service for plan members over age 55. Your financial advisor can help answer your questions about choosing investments, estate planning, and transitioning into retirement. To get started, call 800-310-8952. You must be logged into your account when you call.

iconResources for everyone (including some free tools)

To access the following programs and resources, go to or call 800-523-1188 Monday through Friday from 5:30 a.m. to 6 p.m. Pacific.

  • Free Vanguard Personal Online Advisor. Powered by Financial Engines, this service offers independent, online investment advice. The program forecasts your chances of reaching your retirement goals, provides fund recommendations, and helps you monitor your investments.
  • Online education. These free lessons help you take steps to manage your money and meet your savings goals. Topics include how much to save; how to manage debt; how to make sure you have enough retirement income; investing basics; and more.
  • Consider the Vanguard Managed Account Program. Powered by Financial Engines, this service will select your funds, invest your money, and periodically change your asset mix to suit your goals. The program can also consider money you’ve saved outside of Vanguard when developing your personal investment strategy. The annual fee for the program is based on a percentage of your assets, depending on your balance ($60 minimum annual fee).
  • Quarterly webinars help you to stay in-the-know. Check out the upcoming topics and register online.
  • With Roth contributions you pay taxes now, and your money grows tax-free into retirement!
  • Get help selecting your investments with the online investor questionnaire. You can consider your savings goals and get advice on your mix of stocks and bonds.
  • Pre-retiree toolkit. Access the income calculator and modeler tool, and check out helpful articles to help you prepare for retirement.
  • Make sure your beneficiaries are current. The person you name as your beneficiary will inherit the money you’ve saved in your account.

Make every dollar count. Save on expenses at work (and for fun!) with Employee Discounts

iconThe Getty helps you save with these employee discounts.

For details and discount instructions, check out the employee discounts page.

  • Free employee parking
  • Friends & family parking coupons
  • Café discount
  • The Getty Store discount
  • Working Advantage (movie tickets, theme parks, shopping, and attractions)
  • Aquarium of the Pacific
  • Computer Purchase Program (Apple and Dell)
  • Verizon Wireless Program

Jump start your savings with the University Credit Union (UCU)

You won’t miss money you don’t see! When you authorize payroll deductions to the UCU for savings and/or loan payments, it makes it easier to take small steps toward your goal. So set it, forget it, and let your savings grow. Visit the UCU website or call 424-320-4700.

You’re moving up … leave your student loans behind

As an employee of the Getty, a not-for-profit organization that is tax-exempt under Section 501 (c)(3) of the Internal Revenue Code, you may be entitled to receive student loan forgiveness under the Public Service Loan Forgiveness program. If you choose to apply, Cathy Pericone in Human Resources can sign the Employment Certification form.

Don’t let legal matters keep you from living life to its fullest

The pre-paid legal plan, provided by Hyatt Legal, can give you peace of mind and help you save time and money when taking care of your and your family’s legal matters. Services include will preparation, estate planning, and family law. For more information, visit the Hyatt Legal Plans website or call 800-821-6400. You can enroll during Open Enrollment, or as a new hire.

When your life changes, it can impact your finances, too

Check out the Life Events page to see what you need to do. For example, if you have a new baby (whether it’s the birth of a child, or through adoption), you’ll need to enroll the child in your Getty benefits within 31 days. You may also want to enroll in a Dependent Care FSA to use tax-advantaged dollars to pay for child care expenses.

Plan for your family’s financial security with Life & Accident Insurance

Through the Getty you have company-paid life and accident insurance coverage, and you also have the option to purchase additional coverage for yourself and your family.

Have you named a beneficiary? Remember, you must designate a beneficiary to receive the benefit paid by a life insurance policy. It’s important to keep your beneficiary information up to date, especially if you’ve recently experienced any life changes. Go to the Getty’s Employee Self Service (ESS) to update or change a beneficiary.