2021 Open Enrollment:

Open Enrollment for your 2021 benefits begins October 19 and ends November 6. This is your annual opportunity to review your benefits and select ones that provide the best coverage and value for you and your family.

2021 changes

The Getty works to offer a benefits program that meets the needs of our employees. Every year, employees have the opportunity to make changes that might better support your total well-being. Open Enrollment is the time when you may make changes and when you make your annual flexible spending account or health savings account elections. The MetLife Legal (formerly named Hyatt Prepaid Legal Plan) requires re-enrollment each year - it does not carry over to the next year.

Cost sharing

No significant benefit changes and NO change to employee costs . The rates for 2021 will be the same as 2020.

MedicalNo changes
Prescription drugsNo changes
DentalNo changes
VisionNo changes
Health Savings Account (HSA)

IRS Annual Limits have increased, please review the 2021 Contribution Limits below in “Tax-advantaged accounts”.

The Getty will continue to contribute $750 for individuals and $1,500 for employee +1 or more.

Life insuranceNo changes
Long-Term Disability insuranceNo changes
EAP Provider

Health Advocate is our employee assistance program provider. At no cost to you, you may receive 3 face-to-face sessions per person, per issue per year in person or via video conference. Take advantage of their confidential support for personal problems such as personal relationships, stress, depression and substance abuse.

How to enroll

Benefit elections are made using the Getty’s Employee Self Service.

After Open Enrollment closes, you cannot change your benefit elections unless you experience a qualifying life event, such as a birth or a marriage.

What if I have a qualifying life event?

If you have a qualifying life event, visit the Life Events page to understand what you must do to keep your benefits current.

2021 benefit options

During Open Enrollment, you have the opportunity to enroll in the benefits listed below.

 UnitedHealthcare HMO PlansAetna HDHP/PPO Plan
 Signature Value AdvantageSignature ValueIn-NetworkOut-of-Network
HSA eligibleNoNoYesYes
the Getty contribution to HSANoneNone
$750 employee-only
$1,500 employee + 1 or employee + family
Your costs for Services
Preventive doctor’s visitNo cost to you when you see in-network providers — covered at 100% in-network
Annual deductible (applicable to medical care and prescription drug benefits)NoneNone
$1,400 per Person
$2,800 per Family
$1,600 per Person
$3,200 per Family
Annual out-of-pocket maximum
$1,500 per Person
$4,500 per Family
$2,500 per Person
$5,000 per Family
Your coinsurance
Office visit$10 Copay per Visit$25 Copay per VisitMember Pays 10%Member Pays 30%
Emergency Room visit$100 Copay (waived if admitted)$150 Copay (waived if admitted)Member Pays 10%Member Pays 30%
Retail prescriptions (your cost for a 30-day supply)
Generic Preventive Medications$0 Copay$0 Copay$0 Copay
Generic$15 Copay$15 Copay$15 Copay
Brand-Name Formulary$35 Copay$35 Copay$35 Copay
Non-Formulary$50 Copay$50 Copay$50 Copay
Mail order prescriptions (your cost for a 90-day supply)
Generic$30 Copay$30 Copay$30 Copay
Brand-Name Formulary$70 Copay$70 Copay$70 Copay
Non-Formulary$100 Copay$100 Copay$100 Copay
What if I have a qualifying life event?

If you have a qualifying life event, visit the Life Events page to understand what you must do to keep your benefits current.

Tax-advantaged accounts
Voluntary Benefits

Consider whether voluntary benefits are right for you:

  • Auto/Home/Pet Insurance
  • MetLife Legal (formerly named Hyatt Prepaid Legal Plan) — Coverage for a wide array of legal services.

Manage your costs

Today, it’s more important than ever to think like a consumer and make smart decisions about how you spend your health care dollars. Get five valuable tips for saving money in this video.

Take action by November 6!

If you don’t enroll, your current benefit elections will continue next year, with the exception of Flexible Spending Accounts (FSAs) and Health Savings Account (HSA) contributions. You must take action if you want to contribute to an FSA or HSA in 2021.

Decision support

Choosing the right plans is important for both your health and your financial well-being. Use these resources to explore the benefits available to you and select the best options for you and your family.

Your enrollment checklist

  • Learn about your benefit options, paying special attention to the changes coming next year.
  • Think about your coverage needs, including how much health care you anticipate needing and whether your current life and disability insurance provides enough protection.
  • Make sure your dependent information is correct and all your dependents are still eligible.
  • Update your FSA enrollment and HSA contribution amount — they don’t carry over to the next year.
  • Review your beneficiaries — it’s a good idea to review your beneficiary information (especially if your personal circumstances have changed) and take this opportunity to make updates as needed.
  • Complete your benefits enrollment by November 6.