2024 Open Enrollment:
Open Enrollment for your 2024 benefits begins Monday, October 9 and ends Friday, October 27. This is your annual opportunity to review your benefits and select ones that provide the best coverage and value for you and your family.
2024 changes
The Getty works to offer a benefits program that meets the needs of our employees. During Open Enrollment, you have the opportunity to make changes that might better support your total well-being. Open Enrollment is also the time when you must elect the Flexible Spending Accounts, Health Saving Account, and Metlife Legal Plan for the upcoming calendar year. These benefits require re-enrollment every year and do not automatically carry over to the next year.
| Benefit | |
|---|---|
| Cost sharing | Employee medical plan rates will slightly increase from the 2023 rates. |
| Medical | The UnitedHealthcare SignatureValue Advantage HMO office visit costs, which includes primary care visits, specialist visits, lab and x-rays tests, chiropractic visits, and urgent care, will increase from $10 copays to $15 copays. Please review the 2024 UnitedHealthcare HMO SVA Plan Summary for additional details. Please review the 2024 Aetna HDHP Summary for additional details The IRS has increased the minimum HDHP deductible allowed for 2024. Therefore, the Aetna HDHP deductibles have increased to $1,600 individual/$3,200 family in-network, and $1,800 individual/$3,600 family out-of-network. |
| Prescription drugs | No changes |
| Dental | No changes |
| Health Savings Account (HSA) | IRS Annual Limits have increased to $4,150 for an individual and $8,300 for Family. Add $1,000 to those limits if you are 55 or older. The Getty will continue to contribute $750 for individuals and $1,500 for employee +1 or more. |
| Life insurance | No changes |
| Long-Term Disability insurance | No changes |
| Legal | The Metlife Legal Plan has been enhanced to include identity restoration services, guardianship, and 4 hours of attorney services for non-covered matters. |
How to enroll
Benefit elections are made using the Getty’s Employee Self Service.Benefit elections are made using Getty’s Employee Self Service (ESS). After Open Enrollment closes, you cannot change your benefit elections unless you experience a qualifying life event, such as a birth or marriage.
What if I have a qualifying life event?
If you have a qualifying life event, visit the Life Events page to understand what you must do to keep your benefits current.
- 2024 Open Enrollment Flyer — Outlines the steps and key dates for enrollment.
- View Health Insurance 101 video
- View and make your benefit changes in Employee Self Service.
- 2024 Contribution Rates — Your cost for healthcare will slightly increase from the 2023 rates.
Decision support
Choosing the right plans is important for both your health and your financial well-being. If you have questions, please contact Getty Human Resources at 310-440-6523 or HR@getty.edu.
Your enrollment checklist
- Learn about your benefit options, paying special attention to the changes coming next year.
- Think about your coverage needs, including how much health care you anticipate needing and whether your current life and disability insurance provides enough protection.
- Make sure your dependent information is correct and all your dependents are still eligible.
- Update your FSA enrollment and HSA contribution amount.
- Review your beneficiaries — it’s a good idea to review your beneficiary information (especially if your personal circumstances have changed) and take this opportunity to make updates as needed.
- Complete your benefits enrollment by October 27.